Terms of Use

Welcome to procreditank. These Terms of Use govern your access to and use of our website and services, including tools for crypto expense tracking and budget planning. By accessing or using our platform, you agree to be bound by these terms, which constitute a legally binding agreement between you and procreditank. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing and using the procreditank website, you signify your unequivocal agreement to these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not access or use our services. Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes. This agreement is effective as of April 1, 2026.

2. Use of the Website

Procreditank grants you a limited, non-exclusive, non-transferable, and revocable license to use our website for personal, non-commercial purposes, specifically for tracking crypto expenses, planning budgets, and accessing educational resources. You agree not to use the website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site. Prohibited activities include attempting to gain unauthorized access to our systems, interfering with other users' enjoyment of the service, or using automated systems to extract data from our website without prior written consent.

3. Intellectual Property

All content, features, and functionality on the procreditank website, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of procreditank or its licensors. This material is protected by copyright, trademark, and other intellectual property laws of the Republic of Serbia and international conventions. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without the prior written consent of procreditank. Unauthorized use may violate these laws and result in severe penalties.

4. Disclaimer of Warranties

The procreditank website and its services are provided on an 'as is' and 'as available' basis, without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, secure, or that defects will be corrected. procreditank specifically disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement to the fullest extent permissible pursuant to applicable law. We work to provide accurate and reliable information, but we cannot guarantee its completeness or suitability for your specific financial decisions.

5. Limitation of Liability

In no event shall procreditank, its affiliates, or their respective directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of, or inability to access or use, the service. This limitation applies whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage. Our total liability for any claim arising out of these terms or the use of our services shall not exceed the amount you paid to us for the service in the twelve months preceding the claim. This limitation is a fundamental element of the basis of the bargain between you and procreditank.

6. Links to Other Websites

Our website may contain links to third-party websites or services that are not owned or controlled by procreditank. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that procreditank shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Changes to Terms

Procreditank reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect, typically through a prominent notice on our website. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms, so please review them periodically.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Serbia, without regard to its conflict of law provisions. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be settled by the competent courts in the Republic of Serbia. This choice of law ensures that any legal matters are handled consistently within the jurisdiction relevant to our operations.

Contact Us

Email: support@procreditank.com

Address: Business Centre 6 Mihaila Pupina Boulevard, 19th Floor, Belgrade 11070, Serbia